ARK Technologies Privacy Statement
Last Updated: February 28, 2024
At ARK Technologies (“ARK” or the “Company”), we are
committed to protecting the privacy of our website visitors and clients. We understand that the privacy and security
of personal information that you provide to ARK is important to you. ARK
maintains this Privacy Statement to demonstrate our commitment to protect personally
identifiable information that you may provide through the use of ARK products,
services and the website (collectively the “Site”).
Please read this following Privacy
Statement to understand how your personal information will be collected and used.
This Privacy Statement may change from time to time, in
our sole and absolute discretion. In the event we change this Privacy Statement,
we will post an amended Privacy Statement on the Site so that you can always
review what information we gather and how we might use that information. Please check the Site at any time for the most
recent version of our Privacy Statement. ARK
Technologies is the common business name, public name, internet name and “doing
business” name of Praetorian, LLC, a New York limited liability company
(“Praetorian”). This Privacy Statement applies only to
the ARK Site and related products and services, available at www.arkrisk.io, and, unless
otherwise stated on the Website, does not apply to any other website or service
made available by affiliated entities of Praetorian, LLC. Further, neither ARK nor Praetorian are responsible
for the privacy practices or content of any other websites to which ARK may
link.
Information Collected
ARK is an Enterprise SaaS solution for insurance
compliance, providing automated evaluation of certificates of insurance and
insurance policies. To optimally use
ARK, you may be required to submit personal and personally identifiable
information (“Personal Information”). We
generally use the Personal Information we collect through the Site to conduct
business activities such as website and product optimization, account
administration, service, operations, billings and collections, marketing,
customer service, technical support, and fraud prevention, and to ensure
compliance with applicable laws and to enforce our Terms of Service. The types
of Personal Information we collect may include, but are not limited to, the
following: name, address, phone number,
email address, date of birth, federal identification number, IP address, and unique
device IDs.
ARK may combine Personal Information collected on the Website
with information collected elsewhere, and/or with information collected from
other sources, including publicly available sources. We may use information we
collect to generate anonymized or aggregated data from which personally
identifiable information has been removed. Anonymized or aggregated information
does not identify you, and our collection, use, and disclosure of such
information is at our sole discretion, and not subject to any of the
restrictions in this Privacy Statement.
Use of Information and Tracking
ARK, Praetorian, its employees, officers, and affiliates
may have authorized access to Personal Information. We may also provide access
to certain third parties who assist us in providing services to you such as
website technology providers, billing, market research, fulfillment, mailing,
data storage, analysis and processing, auditing and accounting and other insurance
compliance services and legal services.
When you visit ARK, our computer system, like most, will
automatically log some basic information about you and your computer, including,
but not limited to, your IP address, unique device IDs, operating
system and browser software. We
use this information to improve the website performance, for routine
maintenance and to gather broad demographic information to help us decide how
better to implement our Site.
ARK may use “cookies” to track users as they move through
our Site, with the longer term-objective of enhancing user experience. Cookies
collect information about the User’s activity and navigation through the ARK
Website. If a user comes to our Site
through a link on another web site, ARK may be required, as part of our
agreement with that site, to provide that site with email addresses for the
purposes of email suppression or email address invalidation. You can disable
cookies through your browser, but some portions of the Site may not function
properly as a result. A cookie cannot
read data from your computer’s hard drive.
There are different types of cookies we may use, which
serve different purposes:
·
Session
Cookies – these cookies are only
stored on your computer during your web session. They are automatically deleted when the
browser is closed. They do not collect
any information and usually temporarily store an anonymous session ID to allow
you to browse the website without having to log into each page
·
Persistent
Cookies – these are permanent
cookies stored as a file, or files, on your hard drive and remain there when
you close your web browser. They remain
until they expire or are deleted by the user and allow the party that set them
to recognize your browser when it visits our website or certain other sites.
·
First-Party
Cookies – these cookies are
created by the Company, and are stored and sent between our servers and your
computer’s hard drive
·
Third-Party Cookies – these cookies
are created by one of our third-party partners and are stored and sent between
the third-party’s servers and your computer’s hard drive. These are typically Persistent Cookies and
enable third party features to be provided on or through the Site
Depending on the portion of the Site you are accessing,
cookies may be used to (i) enable you to use our
website’s features, (ii) remember choices you make and provide enhanced
features, which cookies are usually de-identified and (iii) provide analytics
to the Company on the User experience to improve Site functionality and
efficiency.
ARK reserves the right to amend this cookies policy, at our
discretion, at any time. The Company
will note such changes to this policy by updating the Notice effective
date. Your continued use of the Website
following our posting of changes constitutes your acceptance of such changes.
With
Whom Do We Share Your Personal Information?
We recognize
that the information we collect from you may, in itself, or
when tied together with other information, identify you as a specific
individual. Your account information and personal data is maintained by ARK in order to fulfill our legal and regulatory requirements
and to provide you with the information, products and services you have
requested or which we believe you may be of value to you in the User experience.
We will not disclose,
share, sell, or otherwise use your personal information without your consent,
except to the extent required by law, in accordance with your instructions, or
as identified in this Privacy Statement. We may share your personal information
with:
Agents and Service
Providers: We sometimes contract with other companies and individuals to
perform functions or services for us or on our behalf, such as hosting this
Website, sending e-mail messages, and making phone calls. They may have access
to personal information, such as email addresses, needed to perform their
functions, but are bound by contractual confidentiality obligations and are
restricted from using personal information for any reason other than those
defined in our contract.
Business Transfers: To
evaluate or conduct a merger, divestiture, restructuring, reorganization,
dissolution, or other sale or transfer of some or all of
our assets, whether as a going concern or as part of bankruptcy, liquidation,
or similar proceeding, in which personal information held by us is among the
assets transferred.
Legal Matters: The
Company may preserve, and has the right to disclose any information about you
or your use of this Website without your prior permission if the Company has a
good faith belief that such action is necessary to: (a) protect and defend the
rights, property, or safety of the Company or its affiliates, other users of
this Website, or the public; (b) enforce the terms and conditions that apply to
use of this Website; (c) respond to claims that any content violates the rights
of third parties; (d) respond to claims of suspected or actual illegal
activity; (e) respond to an audit or investigate a complaint or security
threat; or (f) comply with applicable law, regulation, legal process, or
governmental requests.
Finally, we also reserve the right to disclose and transfer
all of your information, including your personally
identifiable information, to a successor company in connection with a merger,
acquisition or sale of all, or components, of our business.
User options regarding data collection and use of
information
On occasion, ARK may use your email address to send you
communications with information, valuable tips, or services and product
information that we believe may be of interest to you. If you do not want to
receive such communications, simply contact us or click on the “opt-out” link
contained in the email.
Please note that ARK will never share or sell your
information without your permission, except as described in this Privacy
Statement.
Children
Please note that our Site is a general audience web site.
If you are under the age of 13 you should not register or provide information
on this Site. We do not intentionally collect personal information from any
person we actually know is a child under the age of 13.
Data Rights Request
In accordance with certain state laws, you may have the
right to request a copy of the information we obtain about you. You may also have the right to request that
ARK deletes your personal information from our records. In such instance, please email clientsuccess@arkrisk.io so that we may maintain a record of
this request.
This Privacy Notice for California Residents supplements the information
contained in Privacy Statement and applies solely to all visitors, users, and
others who reside in the State of California ("you").
In particular, our Website may collect the following
categories of Personal Information from consumers over the next twelve (12)
months:
|
Category |
Examples |
Collected |
|
A. Identifiers. |
A real name, alias, postal address, unique personal identifier, online
identifier, Internet Protocol address, email address, account name, Social
Security number, driver's license number, passport number, or other similar
identifiers. |
YES |
|
B. Personal information categories listed in the California Customer
Records statute (Cal. Civ. Code § 1798.80(e)). |
A name, signature, Social Security number, physical characteristics or
description, address, telephone number, passport number, driver's license or
state identification card number, insurance policy number, education,
employment, employment history, bank account number, credit card number,
debit card number, or any other financial information, medical information,
or health insurance information. Some personal information included in this
category may overlap with other categories. |
YES |
|
C. Protected classification characteristics under California or
federal law. |
Age (40 years or older), race, color, ancestry, national origin,
citizenship, religion or creed, marital status, medical condition, physical
or mental disability, sex (including gender, gender identity, gender
expression, pregnancy or childbirth and related medical conditions), sexual
orientation, veteran or military status, genetic information (including
familial genetic information). |
NO |
|
D. Commercial information. |
Records of personal property, products or services purchased,
obtained, or considered, or other purchasing or consuming histories or
tendencies. |
NO |
|
E. Biometric information. |
Genetic, physiological, behavioral, and biological characteristics, or
activity patterns used to extract a template or other identifier or
identifying information, such as, fingerprints, faceprints, and voiceprints,
iris or retina scans, keystroke, gait, or other physical patterns, and sleep,
health, or exercise data. |
NO |
|
F. Internet or other similar network activity. |
Browsing history, search history, information on a consumer's
interaction with a website, application, or advertisement. |
YES |
|
G. Geolocation data. |
Physical location or movements. |
NO |
|
H. Sensory data. |
Audio, electronic, visual, thermal, olfactory, or similar information. |
NO |
|
I. Professional or employment-related information. |
Current or past job history or performance evaluations. |
NO |
|
J. Non-public education information (per the Family Educational Rights
and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). |
Education records directly related to a student maintained by an
educational institution or party acting on its behalf, such as grades,
transcripts, class lists, student schedules, student identification codes,
student financial information, or student disciplinary records. Examples:
Education level, school attended. |
NO |
|
K. Inferences drawn from other personal information. |
Profile reflecting a person's preferences, characteristics,
psychological trends, predispositions, behavior, attitudes, intelligence,
abilities, and aptitudes. |
NO |
We may receive Personal Information from you from the following sources:
·
From you, through direct
interactions, including forms.
·
Internet websites, through
passive collection of information about your interactions, including page
clicks, time spent, or other automatically collected metadata.
·
Internet cookies. For more
information, see our Cookies Notice.
·
Advertising networks.
·
Internet service providers.
·
Data analytics providers.
·
Operating systems and
platforms.
·
Observations from monitoring
behavior.
·
Search terms.
·
Data brokers or resellers.
·
Social media services.
·
Government databases.
See above about how we use Personal Information and with whom we may
share it.
In addition, over the next 12 months, the Company may share the
categories of personal information below collected from this Website to fulfill
its business purpose.
|
Category |
Examples |
Shared for Business Purposes |
|
A. Identifiers. |
A real name, alias, postal address, unique personal identifier, online
identifier, Internet Protocol address, email address, account name, Social
Security number, driver's license number, passport number, or other similar
identifiers. |
YES |
|
B. Personal information categories listed in the California Customer
Records statute (Cal. Civ. Code § 1798.80(e)). |
A name, signature, Social Security number, physical characteristics or
description, address, telephone number, passport number, driver's license or
state identification card number, insurance policy number, education,
employment, employment history, bank account number, credit card number,
debit card number, or any other financial information, medical information,
or health insurance information. Some personal information included in this
category may overlap with other categories. |
YES |
|
C. Protected classification characteristics under California or
federal law. |
Age (40 years or older), race, color, ancestry, national origin,
citizenship, religion or creed, marital status, medical condition, physical
or mental disability, sex (including gender, gender identity, gender
expression, pregnancy or childbirth and related medical conditions), sexual
orientation, veteran or military status, genetic information (including
familial genetic information). |
NO |
|
D. Commercial information. |
Records of personal property, products or services purchased,
obtained, or considered, or other purchasing or consuming histories or
tendencies. |
NO |
|
E. Biometric information. |
Genetic, physiological, behavioral, and biological characteristics, or
activity patterns used to extract a template or other identifier or
identifying information, such as, fingerprints, faceprints, and voiceprints,
iris or retina scans, keystroke, gait, or other physical patterns, and sleep,
health, or exercise data. |
NO |
|
F. Internet or other similar network activity. |
Browsing history, search history, information on a consumer's
interaction with a website, application, or advertisement. |
YES |
|
G. Geolocation data. |
Physical location or movements. |
NO |
|
H. Sensory data. |
Audio, electronic, visual, thermal, olfactory, or similar information. |
NO |
|
I. Professional or employment-related information. |
Current or past job history or performance evaluations. |
NO |
|
J. Non-public education information (per the Family Educational Rights
and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). |
Education records directly related to a student maintained by an
educational institution or party acting on its behalf, such as grades,
transcripts, class lists, student schedules, student identification codes,
student financial information, or student disciplinary records. Examples:
Education level, school attended. |
NO |
|
K. Inferences drawn from other personal information. |
Profile reflecting a person's preferences, characteristics,
psychological trends, predispositions, behavior, attitudes, intelligence,
abilities, and aptitudes. |
NO |
Under California law, some California residents have specific rights
regarding their Personal Information, described below. When required, we will
respond to most requests within 45 days, unless it is reasonably necessary for
us to extend our response time.
You have the right to request that we disclose to the you any of the
information below, provided that you submit a valid
and verifiable request:
·
The categories of Personal Information
we have collected about you in the last 12 months (also called a data
portability request).
·
The categories of sources for the Personal Information we have collected about you in the
last 12 months.
·
Our business or commercial
purpose for collecting that Personal Information.
·
The categories of third
parties with whom we share that Personal Information.
·
The specific pieces of Personal
Information we collected about you.
·
If we sold your Personal Information
for a business purpose, a list of the Personal Information types that each
category of recipient purchased.
·
If we disclosed your Personal Information
to a third party for a business purpose, a list of the Personal Information
types that each category of recipient received.
You have the right to request that we delete any of your Personal Information
that we collected from you and retained, subject to certain exceptions. If you
submit a valid and verifiable request and we can confirm your identity and/or
authority to make the request, we will determine if retaining the information
is necessary for us or our service providers to:
·
Complete a transaction for
which we collected the personal information, provide a good or service that you
requested, take actions reasonably anticipated within the context of our
ongoing business relationship with you, or otherwise perform our contract with you
·
Detect security incidents,
protect against malicious, deceptive, fraudulent, or illegal activity, or
prosecute those responsible for such activities;
·
Debug products to identify and
repair errors that impair existing intended functionality.
·
Exercise free speech, ensure
the right of another consumer to exercise their free speech rights, or exercise
another right provided for by law;
·
Comply with the California
Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.) or any
other law or regulation;
·
Engage in public or
peer-reviewed scientific, historical, or statistical research in the public
interest that adheres to all other applicable ethics and privacy laws, when the
information's deletion may likely render impossible or seriously impair the research's
achievement, if you previously provided informed consent;
·
Enable solely internal uses
that are reasonably aligned with consumer expectations based on your
relationship with us;
·
Comply with a legal
obligation; and/or
·
Make other internal and lawful
uses of that information that are compatible with the context in which you
provided it.
If none of the above retention conditions apply, we will delete your Personal
Information from our records and direct any applicable service providers to do
the same.
If you believe any Personal Information collected by this Website is
inaccurate, you have the right to submit a verifiable request that the Company
correct the information.
As a California resident, you also have the right to restrict sensitive Personal
Information use and disclosure for the same. The Company does not collect
sensitive personal information using the Web Site.
To exercise your rights described above, please submit a verifiable
consumer request to us as follows:
·
Email: clientsuccess@arkrisk.io
A “verifiable consumer request” means a request that provides sufficient
information to enable us to reasonably verify you and fulfill your request. We
cannot respond to your request or provide you with Personal Information if we
cannot verify your identity or authority to make the request and confirm the Personal
Information relates to you. Examples of information necessary include:
·
Confirmation of certain pieces
of information about you, such as phone number and address;
·
Proof of identity;
·
Detail to allow us to understand, evaluate, and respond
to your request.
Only you or a person legally authorized to act on your behalf may make a
verifiable consumer request related to your Personal Information. You may make
a verifiable consumer request for access or deletion no more than twice within
a 12-month period. You will not be required to create an account with us in order to submit a verifiable request, though we may
communicate with you about your request via a pre-established account if
applicable.
Although the
Company does not sell your personal information, you have the right to opt-out
of sharing Personal Information for cross-context behavioral advertising
purposes, also known as “targeted advertising.” Personal Information related to
targeted advertising is generally collected through the use of third party cookies. To opt-out of sharing your personal
information for cross-context behavioral advertising purposes, you can adjust
your Website preferences. For more information
about cookies, see our Cookies Notice.
Non-Discrimination
We will not
discriminate against you for exercising any of your rights under California
law. Unless permitted by law, we will not:
·
Deny you goods or
services.
·
Charge you
different prices or rates for goods or services, including through granting
discounts or other benefits, or imposing penalties.
·
Provide you a different level or quality of goods or services.
·
Suggest that you
may receive a different price or rate for goods or services or a different
level or quality of goods or services.
Updates and Questions
Modifications to this Privacy Statement will become
immediately effective when posted.
However, if ARK makes material changes to this Privacy Statement, we
will notify you here, by email, or by virtue of a posted notice on the
Website. If you have any questions about
our Privacy Statement, please contact us.